As your personal guide and trustworthy agent, I strive to find you the best of the best. In the years that I've spent in the industry, homebuyers have always asked me "What do I need to do when I buy a house?" So I've composed a simple step-by-step guide that organizes the buying process to make buying a house simple and fun!

Step 1:  Decide to Buy 

Before you even go looking for a home, you need to understand your needs. Think about the type of place you're looking for, are you looking for multiple bedrooms and washrooms for your family? Do you want a pool in the backyard? Do you want to live close to a school or a mall? These are just some of the basic tquestions you should consider before start looking for a new home.

You also should familiarize yourself with different types of ownership as well, to help narrow down the perfect home. Freehold is when it's all yours, a condo is when you take care of the inside and pay your fees to an association, and a co-op is similar to a condo but you rent a unit in the building and pay maintenance and repair fees.

Once you have answered the key questions, and have narrowed down the necessary qualities you're looking for, it's time to start looking for a home!

Step 2:  Preparing to Search

There are many ways of finding that dream home. But, before you go shopping you need to ensure you are also financially ready. Always make sure to have a budget before you start shopping.

One thing to keep in mind is your down payments, this is a percentage of the total cost of a home that you'll need to pay immediately upon purchase. The more money you put down, the more you'll save on monthly payments and the cost of borrowing. Another important aspect is getting pre-approved for a mortgage. When your financial lender approves you for a mortgage, this will give you an idea of how much you can afford to buy for your new home.

Keeping these things in mind, you are now free to go shopping! You can go searching for houses according to the different neighbourhoods, check newspaper listings, websites, or even drop by any open houses that are being held in your preferred neigbourhoods. Looking for houses can be very exciting!


Step 3:  Make an Offer Now

Now that you've found the house that you are set on, it's time to make an offer. Not all offers are the same and here's where I can help. I will help you with specific terms and conditions that will be specified in the offer, like the price you want to pay, financing conditions, or other details such as inclusions and exclusions.

Not only is it about the price of the house, but you have to carefully look at the other details included within this sale. Appliances, chandeliers, or even minor renovations can also be part of the deal. Shorter or longer closing dates can also be specified in the offer.

If there's something in the offer that doesn't satisfy the seller, counter offers or negotiations can also be presented to help adjust the price to where you'd like it to be.


Step 4:  Close the Sale

There will be closing costs associated with the sale that need to be paid either by or on the closing date. It can include mortgage application fees, inspections, and legal fees. But once that's taken care of, you officially get your house.

Congratulations, welcome to your new home!